Terms and Conditions
TERMS AND CONDITIONS
Effective Date: April 5, 2026
Please read these Terms and Conditions ("Terms") carefully before using the website www.rxpinsurance.com (the "Site") operated by RxP Insurance Services, LLC ("Company," "we," "us," or "our"). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site.
1. Use of This Website
This Site is provided for informational purposes only. The content on this Site is intended to give general information about our insurance services and should not be construed as professional insurance, legal, or financial advice. Access to and use of this Site is subject to these Terms and all applicable laws and regulations.
2. Insurance Products and Services
RxP Insurance Services, LLC is a licensed insurance agency operating in the States of New York, Connecticut, and New Jersey. All insurance products and services referenced on this Site are subject to individual eligibility, underwriting approval, and the terms and conditions of the applicable policy. Coverage availability, policy terms, and rates may vary by state and are subject to applicable state insurance regulations. Nothing on this Site constitutes a binding contract, offer, or guarantee of coverage.
3. No Solicitation
Information on this Site does not constitute a solicitation or offer to sell insurance products in any jurisdiction where such solicitation or offer would be unlawful or where we are not licensed to conduct business.
4. Accuracy of Information
We strive to keep the information on this Site current and accurate; however, we make no warranties or representations regarding the completeness, accuracy, reliability, or suitability of the information provided. Insurance products, rates, and availability are subject to change without notice and may be subject to state regulatory approval. Always speak directly with a licensed agent for the most up-to-date information.
5. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of RxP Insurance Services, LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
6. Third-Party Links
This Site may contain links to third-party websites for your convenience. These links do not constitute an endorsement of those sites or their content. RxP Insurance Services, LLC has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites.
7. Limitation of Liability
To the fullest extent permitted by law, RxP Insurance Services, LLC, its officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of, or inability to use, this Site or its content.
8. Disclaimer of Warranties
This Site and all content, materials, and services provided through it are offered on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
9. Privacy
Your use of this Site is also governed by our [Privacy Policy](www.rxpinsurance.com/privacy-policy), which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices, including how we collect, use, and protect your personal information and SMS opt-in data. Please note that residents of certain states may have additional rights regarding their personal information under applicable state privacy laws.
10. SMS / Text Messaging Program
By providing your mobile phone number and opting in through any form on this Site, you consent to receive SMS/text messages from RxP Insurance Services, LLC. Our SMS program is used for the following purposes:
- Insurance quote follow-ups and policy information
- Appointment reminders and scheduling confirmations
- Customer support and inquiry responses
- General updates related to your insurance services
Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.
To opt out: Reply STOP to any text message you receive from us at any time. You will receive a one-time confirmation message and no further texts will be sent.
For help: Reply HELP or contact us directly at [email protected] or (914) 998-7738.
RxP Insurance Services, LLC is not responsible for any charges incurred from your wireless carrier related to SMS messages. Carriers are not liable for delayed or undelivered messages.
11. Age Restriction
You must be at least 18 years of age to use this Site, submit information through any form, or opt in to SMS communications. By using this Site, you represent and warrant that you are 18 years of age or older. We do not knowingly collect information from individuals under the age of 18.
12. User Conduct
By using this Site, you agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable regulations
- Attempt to gain unauthorized access to any portion of the Site or its related systems
- Transmit any harmful, offensive, or disruptive content through the Site
- Engage in any activity that could damage, disable, or impair the Site
13. Submission of Information
Any information you submit through this Site, including quote requests and contact forms, is subject to our [Privacy Policy](www.rxpinsurance.com/privacy-policy). By submitting your information, you consent to being contacted by a licensed RxP Insurance Services, LLC agent regarding your inquiry. If you provide a mobile phone number and opt in to SMS communications, standard message and data rates may apply.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the appropriate courts located in the State of New York. Customers in Connecticut and New Jersey acknowledge that their insurance transactions may also be subject to the laws and regulations of their respective states, including oversight by the Connecticut Insurance Department and the New Jersey Department of Banking and Insurance.
15. Changes to These Terms
We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective upon posting to this Site. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
16. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
RxP Insurance Services, LLC
495 New Rochelle Rd
Bronxville, NY 10708
📞 (914) 998-7738
🌐 www.rxpinsurance.com
